Terms

Terms of use

Susman Insurance Agency, a California insurance firm (License 0B75129), runs this site. It offers background on term life and a tool that pulls carrier quotes from what you enter.

Quotes are not final. Rates shown are from carriers for your selected tier and are information only. They are not a deal, a cost guarantee, or a promise you will be accepted. The actual price, class and eligibility are set by the company through underwriting; the issued contract is binding.

No policy is issued here. A quote request, an application or a contact form does not form a policy. A policy is made only when a provider issues it, you approve it and pay.

Availability. Goods, carriers and prices change by region, person and circumstance and may shift without notice. Quotes apply to California citizens only.

Facts only. Content here is general and not law, accounting or financial advice. Talk to a specialist on matters that count to you.

Third-party code. The application page has a third-party service under its own terms.